Insurance Agency Licensed in Wisconsin

From the Illinois Border to Northern Wisconsin, We've Got You Covered

Licensed in Wisconsin. One Number Covers Every State You're In.

Most independent insurance agencies serving the Chicago area are Illinois-only operations. Prime Insurance Agency holds active licenses in Illinois, Indiana, and Wisconsin — which means Wisconsin clients and Illinois clients who ride, boat, or own property in Wisconsin have a single agency that covers all of it.



No separate Wisconsin agent. No coverage gaps when you cross the state line. One call to our Roselle Road office handles every coverage category regardless of which state the risk is in.

Why Illinois Clients

Need Wisconsin Coverage

A significant share of Prime's Wisconsin coverage activity comes from Illinois clients whose lives extend across the state line — and who discover that their Illinois-only policy doesn't follow them north.


  • Snowmobile riders who travel to Wisconsin's groomed trail systems, state forest routes, and open riding areas each winter season


  • Boaters who trailer to Lake Michigan's Wisconsin shoreline, the Wisconsin Dells waterways, or inland Wisconsin lakes for weekend and seasonal use



  • Cabin and vacation property owners who own or are purchasing a seasonal property in Wisconsin and need coverage that reflects the difference between a primary residence and a seasonal home


For all of these situations, Prime's Wisconsin license means the coverage travels with the client — not just to the Illinois state line.

Personal Insurance Available in Wisconsin

Prime places the full range of personal lines coverage for Wisconsin clients and for Illinois clients with Wisconsin exposure.


  • Auto insurance — Wisconsin minimum liability requirements apply; we compare rates across multiple carriers for Wisconsin-registered vehicles


  • Life insurance — term, whole, and universal life for Wisconsin residents compared across multiple carriers


Commercial Insurance Available in Wisconsin

Wisconsin businesses have access to the same commercial lines program Prime places for Illinois clients. General liability, commercial auto, workers compensation, BOP, commercial property, and professional liability — all through one office and one team.



Wisconsin workers compensation requirements differ from Illinois — we confirm the applicable requirements for your specific business before placing any policy. For businesses operating across the Illinois-Wisconsin border, we structure commercial coverage that reflects your full operational footprint in both states.

Seasonal and Vacation Property Coverage in Wisconsin

A Wisconsin cabin or seasonal property requires different coverage than a primary residence — and a standard Illinois homeowners policy does not extend to a Wisconsin property.



Seasonal and vacation properties carry specific coverage considerations: higher vacancy exposure during off-season periods, different liability profiles from recreational use, and in some cases different weather and property risks than the owner's primary state of residence. We place Wisconsin vacation property coverage through carriers that understand seasonal home exposure and structure the policy around how the property is actually used.

Prime Insurance Agency, Ltd. is an independent, Trusted Choice member agency serving Hoffman Estates and Cook County's western suburbs since 1995. Located at 20 North Roselle Road in Roselle, IL — approximately 15 minutes from Hoffman Estates — we place auto, home, renters, life, and commercial insurance across dozens of carriers. Learn more about our team on our About Us  page.

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Frequently Asked Questions — Wisconsin Coverage

  • Is Prime Insurance Agency licensed to sell insurance in Wisconsin?

    Yes. Prime Insurance Agency holds an active license in Wisconsin and places personal lines, commercial lines, and life insurance for Wisconsin residents, seasonal property owners, and Illinois clients with Wisconsin exposure. Call (630) 539-0123 — the same team handles Wisconsin coverage as Illinois coverage.

  • Can I get boat insurance for Wisconsin lakes through Prime?

    Yes. We place boat and watercraft coverage for Wisconsin lake use — including inland Wisconsin lakes, the Wisconsin Dells, and Lake Michigan's Wisconsin shoreline. Policies are structured for multi-state use including Illinois and Indiana.

  • I own a cabin in Wisconsin — does my Illinois homeowners policy cover it?

    No. A Wisconsin cabin or seasonal property requires a separate policy from your Illinois homeowners coverage. Seasonal properties carry different vacancy, liability, and weather exposure than primary residences. We place Wisconsin vacation property coverage through carriers that understand seasonal home risk.

  • Can Prime handle commercial insurance for my Wisconsin business?

    Yes. We've served Bloomingdale residents and business owners since 1995. As an independent agency, we compare home and auto insurance rates across Yes. We place general liability, commercial auto, workers compensation, BOP, and commercial property for Wisconsin businesses. 


    Wisconsin workers comp requirements differ from Illinois — we confirm what applies to your specific business before placing coverage. carriers and bundle both policies where carrier options allow for a discount on each.

  • I'm moving from Illinois to Wisconsin — do I need to find a new insurance agent?

    No. Prime's Wisconsin license means clients who relocate can keep the same agent, the same team, and the same service relationship. Moving to Wisconsin doesn't mean starting over with a new agency.