Insurance Agency Licensed in Indiana
Same Team. Same Service. Available Across Indiana.
Licensed in Indiana. One Phone Number Covers Both States.
Many independent insurance agencies serving the Chicago area are licensed in Illinois only. Prime Insurance Agency holds active licenses in Illinois, Indiana, and Wisconsin — which means Indiana clients get the same team, the same carrier access, and the same personal service as clients in our home market.
You don't need to find a separate Indiana agent. One call to our Roselle Road office handles every coverage category for Indiana residents, property owners, and businesses.
Personal Insurance Available in Indiana
Prime places the full range of personal lines coverage for Indiana clients — structured for Indiana's specific requirements and the multi-state situations that frequently arise for residents near the Illinois-Indiana border.
- Auto insurance — Indiana requires minimum liability coverage, and we compare rates across multiple carriers including Progressive to find your best rate
- Homeowners insurance — dwelling replacement cost review included, with flood and sewer backup exposure identified for Indiana properties
- Renters insurance — same-day policies available with proof sent directly to your landlord or property manager
- Boat insurance — coverage structured for Indiana lakes, the Indiana Dunes lakefront, and multi-state use including Lake Michigan
- Recreational vehicle insurance — ATV, snowmobile, e-bike, golf cart, and RV coverage for Indiana off-road parks, trails, and travel routes
- Life insurance — term, whole, and universal life compared across multiple carriers for Indiana families and individuals
- Personal umbrella insurance — excess liability coverage above home and auto limits for Indiana households with assets worth protecting
Commercial Insurance Available in Indiana
Indiana businesses have access to the same commercial lines program Prime places for Illinois clients — general liability, commercial auto, BOP, workers compensation, commercial property, professional liability, commercial umbrella, and additional coverage all through one office and one team.
Indiana workers compensation requirements differ from Illinois — we confirm the applicable requirements for your specific business before placing any policy. For businesses operating across the Illinois-Indiana border, we structure coverage that reflects your full operational footprint in both states.
Indiana Clients We Serve
Indiana clients who work with Prime typically fall into one of three categories — and often more than one.
Residents near the Illinois-Indiana border who want to consolidate personal and commercial coverage with a single agency licensed in both states. Rather than maintaining separate agent relationships across state lines, one call to Prime handles everything.
Lake and recreational property owners along the Indiana Dunes lakefront, Lake Michigan shoreline, and inland Indiana lakes who need boat insurance, waterfront homeowners coverage, or recreational vehicle policies structured for Indiana use.
Small business owners with Indiana operations who need commercial coverage — GL, commercial auto, workers comp, or professional liability — for employees, vehicles, or locations in Indiana alongside existing Illinois operations.
Frequently Asked Questions — Indiana Coverage
Is Prime Insurance Agency licensed to sell insurance in Indiana?
Yes. Prime Insurance Agency holds an active license in Indiana and places personal lines, commercial lines, and life insurance for Indiana residents and businesses. Call (630) 539-0123 — the same team handles Indiana coverage as Illinois coverage.
Can I get auto and home insurance in Indiana through Prime?
Yes. We compare auto and home insurance rates across multiple carriers for Indiana addresses and return your best available rate. Indiana minimum auto liability requirements apply — we confirm current requirements before placing any policy.
Does Prime Insurance cover boat insurance for Indiana lakes?
Yes. We place boat and watercraft coverage for Indiana residents and lake property owners — including coverage for Indiana Dunes lakefront, Lake Michigan, and inland Indiana lakes. Policies are structured for multi-state use including Illinois and Wisconsin.
Can Prime handle commercial insurance for my Indiana business?
Yes. We place general liability, commercial auto, workers compensation, BOP, commercial property, and professional liability for Indiana businesses. Indiana workers comp requirements differ from Illinois — we confirm what applies to your specific business before placing coverage.
I live near the Illinois-Indiana border and have coverage in both states. Can one agency handle both?
Yes. Prime is licensed in both Illinois and Indiana and places coverage for clients with property, vehicles, or businesses in both states. One phone number, one team, one relationship — regardless of which state the coverage is in.
One Agency. Both States. One Call.
When you call Prime Insurance Agency about Indiana coverage, you reach the same team that handles Illinois clients — the same three or four people, the same carriers, the same personal service. Indiana clients are not a secondary market. They are part of the same agency relationship from day one.
Prime Insurance Agency, Ltd. is an independent, Trusted Choice member agency serving Hoffman Estates and Cook County's western suburbs since 1995. Located at 20 North Roselle Road in Roselle, IL — approximately 15 minutes from Hoffman Estates — we place auto, home, renters, life, and commercial insurance across dozens of carriers. Learn more about our team on our About Us page.