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  • Anti-theft devices – Given on your comprehensive coverage for devices that deter theft or vandalism.
  • Auto/home packages – Given if you buy your auto and homeowners policies from the same company.
  • Car pool – Offered to those in a shared-vehicle car pool.
  • College student away from home – For college students who attend school over 100 miles away from home if no vehicle is taken along.
  • Defensive driver – Given to drivers over the age of 55 who have passed an approved defensive driving course.
  • Good driver – For policyholders who maintain good driving records.
  • Good student – Offered to young drivers who maintain a “B” average or better.
  • Low annual mileage – For vehicles operated less than a given number of miles per year, usually 7,500.
  • Mature driver credit – Offered to drivers over a certain age, usually 50.
  • Multiple vehicles – Given when the same company insures more than one vehicle in your household.
  • Safety devices – Offered for such items as air bags, automatic seatbelts, and anti-lock brakes.

Ways to Save Money on Auto Insurance

  • Ask about discounts.  The type and amount of discounts offered may vary by company.  Some discounts affect a portion of your coverage; other discounts may affect the entire premium.
  • Take the highest deductible you can afford.  If you raise your deductible, you may be able to significantly lower the price of coverage; but you will pay more out of pocket each time you have a claim.
  • Consolidate your insurance needs.  If you have a need for more than one type of insurance, you may be able to obtain a discount by having all your insurance serviced by one insurance provider.
  • Maintain a good driving record.  Moving violations and accidents may result in higher premiums.  Be a law-abiding and defensive driver.
  • Choose your vehicle carefully.  Some vehicles are more costly to insure than others.  Contact your insurance producer or company before you make a final decision.
  • Keep a good credit history.  Many companies are now looking at your credit information and may charge higher premiums for those with less than perfect credit profiles.
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Also serving the following areas in Illinois: Roselle, Schaumburg, Bloomingdale, Addison, Elk Grove Village, Medinah, Lombard, Villa Park, Glendale Heights, Glen Ellyn, Palatine, Hanover Park, Streamwood, Itasca, Hoffman Estates.

    Prime Insurance Agency
    20 N Roselle Rd
    Roselle, IL 60172

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