When the economy started to decline many Americans, including Senior Citizens, decided that the old car would have to do and they “would drive it until the wheels fell off”.
Senior Citizens, however, are dealing with a number of factors that the rest of the driving public may not. In reality, that vehicle purchased a few years ago could have less than ideal gas mileage or may even be dangerous for them to drive now. Consider too, the more miles on a vehicle, the more likely it will soon need costly repairs and maintenance, tire replacement, etc. Being on a fixed income and having costly repairs and gas bills could put Senior Citizens at risk for heftier economic issues than they can handle with their limited pool of funds.
It is no secret that the older we get, the more our bodies aren’t what they once were. When muscle mass breaks down it may be harder to control larger vehicles, particularly pickup trucks and SUVs. Also consider a lower center of vision, resulting from age-related decrease in height, may gradually block eye contact with objects near the ground on all sides of the vehicle. Factor in decreasing eye site, and it can be a fatal combination not just for the driver but for others around their vehicle.
Every time a new or updated vehicle model rolls off the assembly line, it sports the latest in auto safety, fuel economy, comfort, and ease of use. Certain safety features can result in lower insurance premiums while fuel economy, or hybrid vehicles, can save on gas money coming from their limited resources each month.
The sluggish economy has forced car dealers and vehicle financiers to remain aggressively competitive in offering good prices, good service and low interest rates on both new and used vehicles. It’s a buyer’s market and Seniors could be looking at a lower payment by trading in their older model vehicle.
These are all good reasons to seriously consider getting into a vehicle that better suits the driver’s current needs. This may well rank with one’s most important investments, even in these uncertain times. Call us today to discuss your Roselle auto insurance options by calling 630-539-0123.