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According to an FBI study, on average a car is stolen every 40 seconds in the US. While the area we live in may not be as susceptible to auto theft, this is still a very scary average statistic.

Silver CarIt’s probable you will never have to experience having your car stolen. However, as your insurance agent, I wouldn’t be doing my job if I didn’t keep you prepared. Below, I’ve listed 5 tips to make an unfortunate situation a little easier on you should you ever experience an auto theft.  
  1. Take note of your surroundings: After you’ve come to conclude your car has indeed been stolen, look around and take note of what you see. What evidence of the break in was left behind? Your insurance carrier may ask you to account what you saw before they request a copy of the police report. Always remember, look but don’t touch anything. Having your personal property stolen is traumatic but if you can remember to try to snap a few pictures with your smart phone. These photos could act as a reminder while you’re working with your insurance carrier. They may even want copies of the photos.
  2. Find a safe place: If you are exposed to inclement weather or dangerous traffic, you should find a safe place before you call the police. Stay as close as you can to the location of the theft so you’re able to show the police where your car was parked before it was stolen.
  3. Report the theft to the police: Try to have your driver’s license, license plate and a list of all the items in your car handy when the police arrive.
  4. Contact your insurance agent: Your insurance agent will need many of the same details as the police. They will also ask if you’ve already called the police to report the theft. Remember to always call the police and have them take your statement and begin their report before you call your agent to begin your claim.  
  5. Call you loan provider: If you have a loan out on your car then your auto lender or bank is just as exposed to risk of theft as you are. Call them to let them know that the vehicle has been stolen and that you have reported it to both your insurer and the police.
A good offense will always be the best defense. Make sure to have your car equipped with the appropriate anti-theft mechanisms, always lock your car, try to park under a street light or in a well lit parking lot, and be aware of your surroundings when leaving your car unattended. If you do not feel safe about where you’re leaving your car, trust your instincts and move your car to a different location.

Protect yourself from car theft, call us day to discuss your options for Roselle car insurance at (630) 539-0123.
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Also serving the following areas in Illinois: Roselle, Schaumburg, Bloomingdale, Addison, Elk Grove Village, Medinah, Lombard, Villa Park, Glendale Heights, Glen Ellyn, Palatine, Hanover Park, Streamwood, Itasca, Hoffman Estates.



    Prime Insurance Agency
    20 N Roselle Rd
    Roselle, IL 60172

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